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Bank of Internet USA
- Cheapest Home Equity Loan Rates;
- No physical branch thus much less
overheads;
- Very picky with clients, needs very
good credit history.
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E-Loan
- Slightly higher rates;
- Better customer service and more
product options and consulting;
- Slightly more relaxed with client
that have poorer credit histories.
- HELOC products available.
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HFC - HSBC
- Subprime subsidiary of global giant
HSBC;
- Less competitive rates but much
better service as expected from
multinational bank like HSBC;
- Subprime lender, so even people
with bad credit are accepted. |
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Lenders Block
- One of the most established budget
lenders on the internet;
- Good rates;
- Sensitive to bad credit histories;
- Relatively good service for a budget
lender. |
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Dollar Advance
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Online budget lender with one of the
best rates;
- Sensitive to bad credit;
- Poor levels of customer service;
- Slightly slower levels of acceptance. |
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Bad Credit
Option
- Budget lender with low rates;
- Less sensitive to bad credit
histories;
- Slow service;
- Outsourced customer service. |